Enter your insurance. Search a procedure. Get your actual out-of-pocket cost across every facility in the US — not averages, not estimates, your number.
Select your insurance carrier and plan type. We cover Aetna, UnitedHealthcare, Cigna, Blue Cross, Humana, and more.
Type a procedure in plain language. We'll map it to the right billing codes and pull real negotiated rates.
Get a personalized cost estimate for every in-network facility near you. No surprises when the bill arrives.
The data exists. It's been legally required to be public since 2021. But it's buried in machine-readable JSON files that no human can read — and existing tools show you list prices or national averages, not your cost.
That's why 67% of Americans have no idea what a procedure will cost until a bill shows up. And by then, it's too late.
I called three hospitals and my insurance company and got three different answers. Nobody could tell me what I'd actually pay.— A patient, everywhere
The Transparency in Coverage rule (2022) requires every commercial health plan to publish negotiated rates. The Hospital Price Transparency rule (2021) requires every facility to publish standard charges. The data is there — terabytes of it, updated monthly.
Nobody has built the layer that makes it human-readable. That's what we're doing.
Every other tool shows you what the hospital charges or what Medicare pays. We're the first to show you what your insurance's negotiated rate actually is — and what you'll owe after your deductible and copay.
Same procedure, same facility, different plan: different number. That difference is everything.